In a first for the UAE, the Ministry of Finance has launched the Sovereign Retail T-Sukuk Programme, giving citizens and residents access to a government-backed, Shariah-compliant investment opportunity.
The programme uses an IPO-style subscription model similar to those used by the Dubai Financial Market and Nasdaq Dubai, and is designed to expand public access to government investment opportunities while encouraging long-term saving and financial planning.
Mohamed bin Hadi Al Hussaini, Minister of State for Financial Affairs, described the initiative as a strategic step towards strengthening financial inclusion and increasing community participation in the UAE’s investment landscape.
The initiative also supports the UAE’s Year of Family 2026 goals by helping build greater financial awareness and encouraging families to plan for the future.
The government-backed investment product will be available with a minimum subscription of AED 1,000, offering investors a secure and transparent way to participate in the UAE’s financial markets.
Once listed on Nasdaq Dubai, the sukuk will also be tradable, providing investors with added flexibility and liquidity.
Full details of the first issuance, including the profit rate, tenor and subscription period, are expected to be announced soon.
The programme is being launched in partnership with Dubai Financial Market, Nasdaq Dubai and several local banks.
Emirates NBD has been appointed Lead Receiving Bank, while Emirates Islamic, Abu Dhabi Islamic Bank, Ajman Bank and Mashreq will facilitate subscriptions through their digital platforms and dedicated channels.
Officials say the initiative will broaden participation in local capital markets, promote long-term investment and further strengthen the UAE’s position as a leading global financial hub.
Ministry of Finance Unveils UAE’s First Sovereign Retail T- Sukuk Investment Opportunities for Citizens and Residents pic.twitter.com/8au3dDe8Wq
— UAEGOV (@UAEmediaoffice) June 17, 2026

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